SHAKTI INC. DBA Cardconnect21 PRIVACY POLICY

Shakti Inc. wants you to feel secure when visiting www.CardConnect21. Committed to protecting your privacy, Shakti Inc. (“we”, “us” or “our”) safeguards your personal information to maintain customer trust.
Shakti Inc. respects the privacy of visitors of CardConnect21 and its related sites by disclosing and explaining in this Privacy Policy (“Policy”) how Shakti Inc. collects, uses and shares information about you from CardConnect21and the choices that you can make about the way your information is collected, used and shared. Shakti Inc. encourages you to read this Privacy Policy and those of all web sites you visit.
The following sections address Shakti Inc.’s privacy issues in more detail:

01. Sites covered by this Privacy Policy

This Privacy Policy applies to all services and sub-sites available under the domain CardConnect21. By visiting this web site, you are agreeing in advance to the current and future terms of this Privacy Policy. If you do not wish to agree to these terms, you should leave this web site.

02. Types of information collected on csi.com

There are two types of information collected on CardConnect21 Personally Identifiable Information and Non-Personally Identifiable Information.
Personally Identifiable Information
Personally Identifiable Information (“personal information”) is information that identifies you as an individual, such as your name, mailing address, email address, age range, etc. Personal information is only obtained when you voluntarily provide the information to us. Shakti Inc. uses personal information to better understand your needs and interests and to provide you with better service. For example, you may be asked to voluntarily submit your email address to us when communicating with us or your name and email address when entering a sweepstakes or contest.
On occasion, Shakti Inc. may ask you to voluntarily submit information about other people. For example, this may be done to send them a link to a web page or sign them up for a promotion.
Once you choose to provide us with personal information, you can be assured it will be used only to support your relationship with Shakti Inc.. We take seriously the trust you place in us and will not sell, rent or lease your personal information to others.
Non-Personally Identifiable Information
Non-Personally Identifiable Information (“non-personal information”) is information that does not identify you as an individual, such as your browser type, IP Address, the URL of the previous web site you visited, etc. Shakti Inc. may automatically collect certain types of non-personal information from you when using CardConnect21. We may also collect non-personal information that you voluntarily provide, such as information included in response to a questionnaire or survey.

03. Why we collect your information

Shakti Inc.’s primary purpose in collecting personal information CardConnect21’s to provide you with a safe and efficient experience and to provide you with services and features that better meet your needs or requests. We only collect information that we consider necessary for achieving this purpose.

04. How we collect information

Shakti Inc. collects data when you provide information to us or through the use of web technology.
Information Collected Through You
If you choose to use certain services on Shakti Inc, we may require you to provide contact and identity information. Where possible, we indicate which fields are required and which fields are optional. If you choose not to use a particular service or feature, you do not have to provide the contact or identity information it calls for.
If you choose to use certain services on Shakti Inc., we may require you to provide contact and identity information. Where possible, we indicate which fields are required and which fields are optional. If you choose not to use a particular service or feature, you do not have to provide the contact or identity information it calls for.
Web Beacons:
Shakti Inc. may use web beacons to serve advertising, enhance email advertising and track usage on CardConnect21. We use third parties to manage web beacons and the data they collect. Web beacons do not capture your individual email address or any other personal information.
Web beacons, also called clear GIFs (a common format for image files), are invisible files on web pages that you visit. If you visit a page on CardConnect21that contains a web beacon, it communicates with your computer to determine, among other things, whether you have been to that page before or viewed a particular advertisement.
IP Address:
CardConnect21may collect IP addresses for the purposes of systems administration, server problem diagnosis and compiling aggregate information (such as how many visitors logged on to CardConnect21). When you visit a particular web page on CardConnect21, our servers log your IP address. An IP address is a number that is assigned to your computer automatically when you use the Internet.

05. Who we share information with

We take seriously the trust you place in us and will not sell, rent or lease your information to others.
Shakti Inc. employs other companies and individuals (“agents”) to perform services on behalf of CardConnect21, such as administering sweepstakes and contests, sending emails, providing marketing assistance, web site management and analyzing data. Such agents will have access to personal and non-personal information only as necessary to perform their services for us and are not permitted to use it for any other purpose.
Shakti Inc. may also work with other companies (“partners”) to provide co-branded services or promotions. To provide a co-branded service to you, it may be necessary for us to share your personal information with our partners. The partner will only be able to use the information as necessary to perform the requested service or in aggregate form for statistical reporting.
Remember, if you go to other web sites, including those of our partners, advertisers, merchants and other sites that link to our site, those other sites may collect personal and non-personal information about you. The information practices of those other sites are not covered by this Privacy Policy. We have no liability or responsibility for those sites or their own policies.
Disclosure of personal information for legal purposes and protection of CardConnect21 and others: Shakti Inc. reserves the right to share your personal information with third parties if we believe such action is necessary in order to: (a) conform with the requirements of the law or to comply with legal process served upon us; (b) protect or defend our legal rights or property, CardConnect21 or our users; or (c) investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person or violations of the terms and conditions of using CardConnect21.

06. Your choices and opting out

Shakti Inc. will contact you only if you elect to be contacted.
If you choose to receive email messages, Shakti Inc. may periodically send you email messages describing updates, new features or promotional offers related to this web site. You can choose to stop receiving this email.
07. Children’s privacy
CardConnect21 is not intended for use by children. We do not knowingly collect information from children under the age of 13. If we learn that personal information on a child under the age of 13 is collected, we will delete that information from our systems. We encourage parents and guardians to be familiar with the web sites that their children visit.

08. Keeping your information secure

The security of your personal information is very important to us, and we are committed to protecting the information that we collect. We have security measures in place at our facilities to protect against the loss, misuse or alteration of information that Shakti Inc. has collected from you at our web site.
Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100 percent secure. As a result, while we strive to protect your personal information, Shakti Inc. cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk.

09. Acceptance of policy

By visiting CardConnect21, you are accepting the terms and conditions of this Privacy Policy, and we have the right to use your information as described in this Privacy Policy. We reserve the right to modify this Privacy Policy at any time. Your continued use of CardConnect21after we either personally notify you or generally post such changes on CardConnect21 will constitute your acceptance of those changes.
This Privacy Policy applies only with respect to the information that we collect on CardConnect21and not to any information that Shakti Inc. collects through other methods or sources.
If for some reason you believe that Shakti Inc. has not adhered to this Privacy Policy, please notify us at one of the addresses below.

10. Changes to statement

Shakti Inc. may modify or amend this Privacy Policy from time to time. In an effort to keep you informed of changes to this Privacy Policy, please note that the latest revision occurred in April 2014. Changes to this Privacy Policy will not affect our use of previously provided personal information.
11. Contacting us
Please note that whenever you submit any information to us in connection with any CardConnect21 related services, you consent to Shakti Inc.’s processing of this information in the United States as necessary to provide the services in which you are participating.
If you have any questions or comments about Shakti Inc.’s Privacy Policy and/or the way it affects you, please feel free to contact us by:
•Sending an e-mail request to stevecsi@pacbell.net
•Sending a letter via US Mail to

Attention: Shakti Inc.
Shakti Inc.
4 Park Newport, Suite 4
Newport Beach, CA 92660

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